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Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19


The government on 26th March 2020 announced that Insurance cover of Rs 50 Lakh per health worker fighting COVID-19 to be provided under Insurance Scheme. This is a part of Rs 1.70 Lakh Crore relief package under Pradhan Mantri Garib Kalyan Yojana for the poor to help them fight the battle against Corona Virus threat.

It was earlier announced that - 

I. Insurance scheme for health workers fighting COVID-19 in Government Hospitals and Health Care Centres

Safai karamcharis, ward-boys, nurses, ASHA workers, paramedics, technicians, doctors and specialists and other health workers would be covered by a Special insurance Scheme.

Any health professional, who while treating Covid-19 patients, meet with some accident, then he/she would be compensated with an amount of Rs 50 lakh under the scheme.

All government health centres, wellness centres and hospitals of Centre as well as States would be covered under this scheme approximately 22 lakh health workers would be provided insurance cover to fight this pandemic.

Now the government has approved the insurance scheme for Health Workers Fighting COVID-19 on 29.03.2020.

Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19
As per the announcement made under the Pradhan Mantri Garib Kalyan Package, the launch of ‘Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19’ has been approved with the following conditions:
  1. It will provide an insurance cover of Rs. 50 lakh for ninety (90) days to a total of around 22.12 lakh public healthcare providers, including community health workers, who may have to be in direct contact and care of COVID-19 patients and who may be at risk of being impacted by this. It will also include accidental loss of life on account of contracting COVID-19;
  2. On account of the unprecedented situation, private hospital staff/ retired/volunteer/ local urban bodies/contract/daily wage/ ad-hoc/outsourced staff requisitioned by States/ Central hospitals/autonomous hospitals of Central/States/UTs, AIIMS & INIs/ hospitals of Central Ministries can also be drafted for COVID-19 related responsibilities. These cases will also be covered subject to numbers indicated by Ministry of Health & Family Welfare;
  3. The insurance provided under this scheme would be over and above any other insurance cover being availed of by the beneficiary.
Source: Ministry of Health and Family Welfare

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